WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") and it's subsidiaries and affiliates ("WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM")"), provides the information and services on its World Wide Web site(s) (the "Site") under the following terms and conditions. By accessing and/or using the Site, you indicate your acceptance of these terms and conditions.

1. LAWS AND REGULATIONS. Access to and use of this Site is subject to all applicable international, federal, state and local laws and regulations. User agrees not to use the Site in any way which violates such laws or regulations.

2. COPYRIGHT AND TRADEMARKS. The information available on or through this Site is the property of WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM"), or it's licensors, and is protected by copyright, trademark, and other intellectual property laws. Users may not modify, copy, distribute, transmit, display, publish, sell, license, create derivative works or otherwise use any information available on or through this Site for commercial or public purposes. Users may not use the trademarks, logos and service marks ("Marks") for any purpose including, but not limited to use as "hot links" or metatags in other pages or sites on the World Wide Web without the written permission of WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") or such third party that may own the Mark.

3. TAMPERING. User agrees not to modify, move, add to, delete or otherwise tamper with the information contained in WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM")'s Web site. User also agrees not to decompile, reverse engineer, disassemble or unlawfully use or reduce any of the software, copyrighted or trademarked material, trade secrets, or other proprietary information contained in the Site.

4. THIRD PARTY INFORMATION. Although WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") monitors the information on the Site, some of the information is supplied by independent third parties. While WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") makes every effort to insure the accuracy of all information on the Site, WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") makes no warranty as to the accuracy of any such information.

5. LINKS TO THIRD PARTY SITES. This Site may contain links that will let you access other Web sites that are not under the control of WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM"). The links are only provided as a convenience and WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") does not endorse any of these sites. WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") assumes no responsibility or liability for any material that may be accessed on other Web sites reached through this Site, nor does WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") make any representation regarding the quality of any product or service contained at any such site.

6. LINKS FROM THIRD PARTY SITES. WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") prohibits unauthorized links to the Site and the framing of any information contained on the site or any portion of the Site. WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") reserves the right to disable any unauthorized links or frames. WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") has no responsibility or liability for any material on other Web sites that may contain links to this Site.

7. NO WARRANTIES. Information and documents provided on this Site are provided "as is" without warranty of any kind, either express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, and non-infringement. WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") uses reasonable efforts to include accurate and up-to-date information on this Site; it does not, however, make any warranties or representations as to its accuracy or completeness. WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") periodically adds, changes, improves, or updates the information and documents on this Site without notice. WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") assumes no liability or responsibility for any errors or omissions in the content of this Site. Your use of this Site is at your own risk.

8. LIMITATION OF LIABILITY. UNDER NO CIRCUMSTANCES SHALL WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") BE LIABLE FOR ANY DAMAGES TO USER, INCLUDING ANY INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM ACCESS TO OR USE OF THIS SITE, EVEN IF WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

9. PRIVACY. Protecting the privacy of our clients and users of our Sites is important to WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM"). The WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") Internet Privacy Statement protects information you provide to us on our Site.

10. TRANSMISSION OF PERSONAL DATA. User acknowledges and agrees that by providing WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") with any personal information through the Site, User consents to the transmission of such personal user information over international borders as necessary for processing in accordance with WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM")'s standard business practices.

11. ACCESS TO PASSWORD PROTECTED/SECURE AREAS. Access to and use of password protected and/or secure area of the Site is restricted to authorized users only. Unauthorized access to such areas is prohibited and may lead to criminal prosecution.

12. PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT. Pursuant to the Digital Millennium Copyright Act, WORLD CHANGERS CHURCH INTERNATIONAL, INC. DBA CREFLO DOLLAR MINISTRIES ("WCCI/CDM") has registered an agent with the U.S. Copyright Office. Notices of claimed copyright infringement on the Site should be directed to:
Creflo Dollar Ministries
Attn: Ministry Affairs
P.O. Box 490124
College Park, GA 30349

13. JURISDICTION/GOVERNING LAW. These terms and conditions shall be governed and construed in accordance with the laws of the State of Georgia, USA, and applicable federal laws without regard to conflicts of law principals. User agrees that any and all proceedings relating to this site and the subject matter contained herein shall be maintained in the courts of the state of Georgia or the federal district courts sitting in Georgia, which courts shall have exclusive jurisdiction for such purpose.